If you go onto reduced pay due to maternity or other family leave the following will happen:
- you pay contributions on the pay you receive;
- your employer pays the difference between your contributions and the total contributions needed by the scheme.
This means that the employer will pay a much higher amount than normal towards your pension.
If you go onto unpaid leave neither you nor your employer will pay any contributions. When you return you will have the opportunity to pay the contributions you would have paid if you had been working normally. If you pay your contributions the employer has to pay their share.